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    Home » Recipes » Vegetarian Dinner Recipes

    Loaded Veggie Nachos

    Modified: Apr 22, 2025 · Published: Apr 29, 2020 by Cassidy Reeser, MS, RD · This post may contain affiliate links
    5 from 1 vote
    5 servings
    25 minutes minutes
    Pin Jump to Recipe
    Cast iron skillet filled with nachos surrounded by bowls of nacho ingredients.
    Close up of melted cheese on tortilla chips with jalapenos, beans and salsa

    Making loaded veggie nachos at home is so easy! These nachos are topped with seasoned pinto beans, use versatile ingredients, and are baked in a cast-iron skillet (or sheet pan!) in just 30 minutes.

    Cast iron skillet filled with nachos surrounded by bowls of nacho ingredients.

    Nachos might just be my favorite food and I'm not afraid to admit it. Because of that, I make these loaded veggie nachos at home all the time and I always pile them high with a bunch of Mexican-inspired toppings.

    The beauty of nachos is that you can make as big or as small of a portion as you like, and the toppings are all very customizable. They are great for game days or as a snack!

    These vegetarian nachos use shredded Montery Jack cheese, which I think is the best cheese for nachos because it melts quickly and has a mild flavor. Mexican-blend cheese also works well, and even shredded cheddar works in a pinch.

    Jump to:
    • Recipe features
    • What you'll need
    • Step by step instructions
    • Variations and add-ins
    • Storage tips
    • Looking for similar recipes?
    • Recipe
    • Comments

    Recipe features

    • Flavors: The star of the show is delicious pinto beans that use classic taco seasoning. My nacho toppings include shredded kale, red onions, corn, sour cream, salsa, cilantro, and jalapenos.
    • Quick & easy: These veggie nachos are ready in under 30 minutes. Most of the active time is used to dice toppings and simmer the seasoned pinto beans.
    • Equipment: This recipe is intended to be made in a cast iron skillet or other oven-safe skillet, but a sheet pan also works.
    • Versatile: Easy to customize using whatever veggies, cheese, and toppings you like.

    What you'll need

    Labeled ingredients used to make nachos.

    There are three main components to veggie nachos: the chips, the cheese, and the toppings.

    • Chips: Any tortilla chip will do. I like to keep things classic with yellow tortilla chips, but blue or even bean-based chips will work.
    • Cheese: Shredded Monterey jack cheese is my go-to, but Mexican blend or shredded cheddar also works well (that's the kind I used in the photos). I think that shredded Monterey jack cheese is the best cheese for nachos at home because it melts well and has a mild flavor.
    • Pinto beans: The beans are seasoned with a few spices so that they are nutritious and flavorful. All you have to do is throw a can of pinto beans (with liquid) on the stove with a few spices. Simmer for 10 minutes to allow flavors to meld. I use a slotted spoon to remove beans from the pan so that any remaining liquid stays put.
    • Other toppings: Finely chop the green pepper and red onion so that it disperses well over the chips. We'll also add shredded kale, sweet corn, salsa, plain Greek yogurt or sour cream, cilantro, and jalapenos. Other ideas include black olives, pickled jalapenos, and guacamole or sliced avocado.

    Step by step instructions

    Quick tip: If using a casserole dish or baking sheet, line with parchment paper before adding the chips. This prevents the cheese and toppings from burning onto the dish.

    Tortilla chips with shredded cheese and pinto beans in cast iron pan.

    Making loaded veggie nachos is all about the layers! We'll start by layering tortilla chips evenly across a 12" cast iron skillet or you can make sheet pan nachos.

    Sprinkle half of the cheese and beans on the tortilla chips. Add another layer of chips, beans and cheese. If your pan is too small you can make three layers of chips/cheese/beans.

    Optional: Add peppers, kale and onions now if you don't want them to be raw. This is where you get to decide whether you want fresh or cooked peppers and onions.

    Close up of melted cheese on tortilla chips with jalapenos, beans and salsa.

    After about 10 minutes in the oven the cheese should be melted and bubbling. Remove from the oven and add remaining toppings.

    Variations and add-ins

    • More toppings ideas: Olives, salsa verde, guacamole, or the avocado crema I use on my bean tostadas are all delicious on vegetarian nachos. This tempeh taco meat and tofu chorizo also work well as a vegetarian protein in place of beans.
    • Try seasoned chips like elote chips or lime-flavored chips for extra flavor.
    • Queso also goes really well on these nachos. If using queso instead of shredded cheese, I recommend just cooking the nachos long enough to heat up the chips and toppings, then add the queso just before serving.
    • Vegan option: Most vegan cheeses don't melt the same as dairy cheese, but they still go well on nachos. I like Chao cheese and So Delicious cheese for nachos. My sweet potato nachos recipe has a chipotle vegan queso that would go so well here.
    • Serving sizes: This recipe makes a large serving of veggie nachos. If making a smaller serving, you can still heat the nachos in a 12-inch skillet or on a sheet pan.

    Storage tips

    Leftovers and reheating: Leftovers can be refrigerated and reheated, but the quality will diminish a bit. Refrigerate leftovers in the same dish they're baked in or transfer to a storage container. Keeps for 2-3 days.

    Reheating tips: When reheating, make sure that the tortilla chips are very evenly layered because any overlapping chips may get soggy instead of crisping up. I reheat leftovers in my cast iron skillet or on a small sheet pan at 350 degrees for about 10 minutes. Add an extra sprinkle of cheese before reheating if you want freshly melted cheese.

    Hand pulling a tortilla chip with cheese from a skillet of nachos.

    Looking for similar recipes?

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      Vegan Lentil Tacos
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      Vegetarian Fajita Veggie Bowls
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    Did you try this recipe? You can leave a star rating in the recipe card or a review in the comments below. Or check out my cookbook and keep up to date with my YouTube, Instagram, TikTok, or newsletter!

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    Cast iron skillet filled with nachos surrounded by bowls of nacho ingredients.

    Loaded Veggie Nachos

    Cassidy Reeser, MS, RD
    These oven baked nachos are made with pinto beans and can be easily customized to include your favorite toppings!
    5 from 1 vote
    Print Recipe Pin Recipe Add to CollectionSaved!
    Prep Time 15 minutes mins
    Cook Time 10 minutes mins
    Total Time 25 minutes mins
    Servings 5 servings

    Ingredients
      

    • 1 can (15 ounces) pinto beans
    • ½ teaspoon cumin
    • ½ teaspoon chili powder
    • ½ teaspoon garlic powder
    • ¼ teaspoon salt
    • 8 ounces tortilla chips
    • 1 and ½ cups shredded Montery jack or cheddar cheese
    • 1 cup kale finely shredded
    • 1 medium green bell pepper finely chopped
    • ½ medium red onion finely chopped
    • 1 medium jalapeno sliced (spicy) or finely chopped (less spicy)
    • ½ cup frozen sweet corn thawed
    • 2 tablespoons chopped cilantro
    • ½ cup salsa of choice
    • 2 tablespoons plain Greek yogurt or sour cream
    • 1 medium lime cut into wedges

    Instructions
     

    • Preheat the oven to 350 degrees F.
    • In a medium sauce pot, combine pinto beans (with liquid), cumin, chili powder, garlic powder and salt. Bring to a simmer over medium heat. Simmer for 10 minutes, or until flavors are melded. Add a splash of water if the liquid evaporates too quickly.
    • While the beans are simmering, prep the nacho toppings.
    • Evenly layer half of the tortilla chips in a 12" cast iron skillet or parchment paper lined sheet pan. Sprinkle chips with half of the shredded cheese. Using a slotted spoon (this will allow any excess cooking liquid to drain), sprinkle on half of the pinto beans. Add kale, chopped bell pepper, onion and jalapeno to each layer now if you don't want them to be raw. Add another layer of chips, cheese and pinto beans.
    • Bake at 350 degrees for 10 minutes, or until cheese is melted. Remove from the oven and sprinkle with kale, red onion, bell pepper, jalapeno, sweet corn, and cilantro. Add dollops of Greek yogurt and salsa. Serve immediately with a squeeze of fresh lime juice.

    Notes

    Pinto beans: One can of pinto beans is equivalent to ~1 and ½ cups beans. If using beans cooked from dry, add ¼ cup water or vegetable broth to the simmering pot. Pinto beans can be swapped with black beans, kidney beans or red beans.
    Leftovers/reheating: Refrigerate leftovers in the same dish they’re baked in or transfer to a storage container. Keeps for 2-3 days. When reheating, make sure that the tortilla chips are very evenly layered to allow crisping. Reheat leftovers in a cast iron skillet or on a small sheet pan at 350 degrees for about 10 minutes. Add an extra sprinkle of cheese before reheating if you want freshly melted cheese.

    Nutrition

    Serving: 1gCalories: 520kcalCarbohydrates: 61gProtein: 22gFat: 23gSaturated Fat: 9gCholesterol: 36mgSodium: 710mgPotassium: 690mgFiber: 12gSugar: 3gVitamin A: 653IUVitamin C: 26mgCalcium: 382mgIron: 3mg
    Did you make this?I love hearing how it went! Leave a review or tag me on Instagram @cozypeachkitchen so I can see your creations!
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    Mediterranean Quinoa Bowls with Balsamic Chickpeas »

    Comments

    1. Josie says

      May 02, 2020 at 8:51 am

      Have you ever made this with vegan cheese? If so, do you recommend and what type did you use?

      Reply
      • Cassidy Reeser, RDN, LD says

        May 02, 2020 at 9:16 am

        Hi Josie! I haven't tried with vegan cheese but I bet that any of the packaged vegan shredded cheeses would work, like Go Veggie or Daiya.

        Reply
    5 from 1 vote (1 rating without comment)

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    Smiling portrait of a woman holding a bowl of grits and tofu.

    Hi, I'm Cassidy!

    I'm a registered dietitian, cookbook author, and decade-long vegetarian! I use my nutrition background to bring you balanced, nourishing, and comforting vegetarian recipes that are great for anyone looking to add more plant-based meals to their diet.

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